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Auto Loan Balances, Debt-to-Income Ratio, and Delinquencies of Subprime & Prime Auto Loans in Q1 2026. How Bad Is it?
By Wolf Richter
Several subprime-specialized dealer-lender chains collapsed, and shares of America's Auto Mart imploded. Subprime lending is not for the squeamish. But it’s only a small part of auto finance.