The author is struggling to pay off her student loan debt. Courtesy of Ariel Goldstein I took out student loans, believing public-service work would eventually make the debt manageable. Years of low wages, health issues, and unstable repayment policies left me in debt. Changes to the federal repayment SAVE program are making it even harder for me to achieve stability. Student loans were supposed to be my ladder out of poverty. Instead, they are an anchor. I did not have a stable or secure c...