I'm a financial planner and dad. A Trump Account isn't the right choice for me but it could be for you — here's why.

Eric Roberge and his daughter. Courtesy of Eric Roberge Trump Accounts offer a $1,000 government deposit for kids born in the US between 2025 and 2028. Eric Roberge, a financial advisor, says 529 plans may provide better college savings benefits. Taxable investment accounts offer more flexibility and global investment options than Trump Accounts. The passage of the One Big Beautiful Bill Act in 2025 included the creation of a new type of individual retirement account called Trump Accounts. ...