Portugal Implements New Credit Effort Rate Rules

New regulations in Portugal require banks to only approve loans if a customer's total debt-to-income ratio does not exceed 45% of their net monthly income.

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observadorPortuguese1h ago

Novas regras para taxa de esforço no crédito em vigor

Segundo a nova recomendação os bancos só devem aprovar um crédito se a taxa de esforço de todos os empréstimos do cliente não superar 45% do rendimento líquido mensal.

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Portugal Implements New Credit Effort Rate Rules

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Novas regras para taxa de esforço no crédito em vigor

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