She can't get payment relief on her $137,000 in private student loans. It's a warning for millions of federal borrowers.

Private student-loan lenders are expecting an influx of federal borrowers after coming repayment changes. sengchoy/Getty Images Samantha Ferguson, 40, has $137,000 in private student loans. She's struggling to get payment relief after losing her job. More federal borrowers are expected to turn to private lending due to Trump's repayment changes. When Samantha Ferguson applied to university in 2003, she turned to private student loans to finance her education. That's because she wanted to st...