She works in healthcare and pays $787 a month for insurance. She still can't afford her daughter's care.

Cassenda Nelson is a mother of four in southwest Georgia. Photo Courtesy of Cassenda Nelson Cassenda Nelson, 47, struggles to afford care for her daughter's complex health conditions. Steep insurance premiums and medical debt make it difficult to afford housing, food, and utilities. Millions of Americans have medical debt, which can negatively affect household credit scores. Cassenda Nelson holds her breath when the phone rings. She knows that it could be a hospital or ambulance service cal...