From mindset shifts to 'no spend months,' early retirees and financially independent people share top savings tips

Michela Allocca is the founder of Break Your Budget. Courtesy of Michela Allocca Business Insider has spoken with dozens of financially independent individuals. Saving more money doesn't necessarily mean cutting out every small pleasure. Their tips include knowing your numbers, setting spending boundaries, and focusing on 'the big 3' expenses. If you're looking to save more, early retirees and financially independent individuals say the goal isn't necessarily to cut out every small pleasure...